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Uninsured Motorists Archives

3 things parents should know about semitruck accidents

Each time you get on the road to run errands with your children, you are taking a risk. Many people don't think about the risks that are associated with driving simply because it's such a commonplace activity. When you drive with your kids, you put their lives in other driver's hands. You can't control how others drive. When you drive near semitrucks, you and your children face even greater danger because of the size and weight of these big rigs.

First steps

The first step to take when you have been in an accident with an unisured driver in Illinois, is to check your own insurance policy to see if you have uninsured motorist coverage. You can find this on the Declarations page included with your policy. Then, you should look to see if you have medical payments coverage. If you have this, it is usually a small amount, like $1,000 or $5,000. This is intended to help with the immediate medical expenses, but ususally not enough to cover ongoing treatment if needed.

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